This Privacy Policy is a general template designed for an independent insurance agency. Since insurance agencies handle Non-Public Personal Information (NPI) and Protected Health Information (PHI), you are subject to specific state and federal laws (like the Gramm-Leach-Bliley Act).

Disclaimer: This document is for informational purposes only and does not constitute legal advice. You should have a qualified attorney review this policy to ensure it complies with your specific state laws and business practices.

Privacy Policy

Last Updated: 01/09/2026

Seabrook Insurance and Financial Services LLC (“we,” “us,” or “our”) operates the website seabrookinsurance.com (the “Site”). We are committed to protecting the privacy and security of the personal information we collect from our clients and website visitors.

1. Information We Collect

To provide insurance quotes and financial services, we may collect the following types of information:

Personal Identifiers: Name, mailing address, email address, phone number, and date of birth.
Financial Information: Credit history, income, payment card information, and bank account details (for premium payments).
Underwriting Information: Driver’s license number, Social Security number, vehicle identification numbers (VIN), property details, and health information (if applying for life or health insurance).
Technical Data: IP address, browser type, and usage data collected through cookies and tracking technologies when you visit our Site.

2. How We Collect Information

We collect information through:

Online forms and quote request tools on our Site.
Phone, email, or in-person consultations.
Third-party sources such as consumer reporting agencies, motor vehicle departments, and medical providers (only with your explicit consent).

3. How We Use Your Information

We use your information to:

Process applications and provide insurance quotes.
Service and maintain your insurance policies.
Communicate with you regarding your accounts or claims.
Comply with legal and regulatory requirements.
Improve our website and marketing efforts.

4. Sharing Your Information

We do not sell your personal information to third parties. We only share your information with:

Insurance Carriers: To obtain quotes and bind coverage.
Service Providers: Third parties who perform business functions on our behalf (e.g., payment processors, management systems).
Legal Authorities: When required by law, subpoena, or to prevent fraud.

5. SMS and Mobile Communication

If you provide your mobile number, you consent to receive communications from us. We do not share your mobile messaging opt-in data with third parties for their own marketing purposes.

6. Security of Your Information

We implement industry-standard physical, electronic, and procedural safeguards to protect your personal information. This includes secure servers, encryption (SSL), and restricted access to sensitive data by authorized personnel only.

7. Cookies

Our website uses cookies to enhance user experience. You can choose to disable cookies through your browser settings, though this may affect the functionality of certain features on our Site.