Why should I use an independent insurance broker in my community?

Gone are the days when only the ultra rich could benefit from an insurance broker. Your local community is full of insurance sales offices that only offer a one size fits all product offering. The one size offerings are competing with the other one size offerings. This results in very little competition when searching for an insurance policy. When a broker searches for your policy, they look through a network of companies that are aiming to compete for your business. You can usually contact a broker and they get at least 3 quotes for you by themselves. Since the broker does all the work, the companies they represent usually have a lower ad spending budget. The lower advertising shows up with low rates most of the time. Not only does the broker try to find you a great deal, they are also local in your community if you need personal attention.